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At The Bank of Waynesboro, our goal is to keep banking simple. This site briefly outlines some of the services we offer. Please contact one of our offices for more information.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full
by the Federal Deposit Insurance Corporation from December 31, 2010,
through December 31, 2012. This temporary unlimited coverage is in
addition to, and separate from, the coverage of at least $250,000 available
to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional
checking account or demand deposit account on which the insured
depository institution pays no interest. It does not include other accounts,
such as traditional checking or demand deposit accounts that may earn
interest, NOW accounts, money-market deposit accounts, and Interest on
Lawyers Trust Accounts ("IOLTAs").

For more information about temporary FDIC insurance coverage of
transaction accounts, visit www.fdic.gov.

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