Free Checking
Ban-Club
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Both of our Ban-Club plans include free checks, Cashier's Checks, Stop Payments & 25% off Lock Box rentals.
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Basic Plan - $10,000 Accidental Death Insurance on Primary Owner.
Monthly Fee: $6.00
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Family Plan - $20,000 Accidental Death Insurance on Primary Owner, $10,000 on Spouse & $1,500 on each Dependent.
Monthly Fee: $8.00
NOW Checking
Money Market Deposit Account
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Interest bearing account.*
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Minimum $10,000.00 deposit to open.
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Three Checks per month.
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Limited Transactions (Contact one of our Account Officers).
Savings
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Interest bearing account.*
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$0.50 Service Charge on balances less than $100.00
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$1.00 fee for each withdrawal in excess of 5 per calendar month.
Certificates of Deposit & IRAs
We offer competitive rates with simple terms on our CDs and IRAs. Ask one of our Account Officers for current rates.
Christmas Club
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Interest bearing account.*
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No minimum deposit amount.
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Balances disbursed at the end of November.
COMMON FEATURES
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Check printing: (fee depends on style and quantity of check order).
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Cashier's Checks - $5.00 each.
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Non-sufficient funds (NSF) - $25.00 each item.
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Stop Payment - $20.00 each.
* Rate information on interest-bearing accounts – Please call (931) 722-2265, (931) 722-5454, (931) 724-2265 or (931) 766-6633 for current rate information. The interest rates and annual percentage yields on these account are determined by bank management and are subject to change at any time.
